Boma Yangu Program: How To Join, Payments Plans For Both Cash And Bank Financing

Own your dream home with the Boma Yangu initiative. Explore the payment options, eligibility criteria, and steps to join this transformative housing program.

Jun 28, 2023 - 15:17
Boma Yangu Program: How To Join, Payments Plans For Both Cash And Bank Financing
Boma Yangu Program: How To Join, Payments Plans For Both Cash And Bank Financing

Expected affordable housing for every Kenyan, the government initiated a transformative project known as Boma Yangu. The ambitious program aims to enhance the living conditions of low to mid-income households, offering them a chance to own decent homes. This program encourages citizens to contribute through easy payment plans. But what does the Boma Yangu payment plan involve? How can individuals partake in this promising scheme? Let's delve deeper to uncover the details.

Boma Yangu

The Boma Yangu Initiative, an innovative solution by the Kenyan government, aims to bridge the housing deficit in the nation. Its primary focus lies in empowering people within income brackets of Ksh 0-19,999, Ksh 20,000-49,999, and Ksh 50,000-149,999 to own homes. Applicants register through the Boma Yangu housing portal, select their preferred housing, and contribute to the housing fund.

The Boma Yangu Payment Plan

The Boma Yangu payment plan varies, depending on individuals' preferences and financial capabilities. The plan consists of an initial deposit and monthly installments over a specified period until the total purchase price is paid. The government offers flexibility by allowing individuals to increase their payments to shorten their tenure. Furthermore, governmental aid like grants or subsidies might also come into play, reducing the overall cost of the house.

Steps to Contribute to the Boma Yangu Payment Plan

To join this noble cause and contribute towards affordable housing in Kenya, follow these easy steps:

  • Register for a free account on the Boma Yangu website.
  • Once registered, contribute via M-PESA, Airtel Money, credit/debit cards, or bank transfers.
  • Your payments are processed and added to your Boma Yangu account.
  • For cash or cheque payments, visit any Boma Yangu branch.

Remember to provide your national ID number while paying via a participating bank or agency. Boma Yangu collaborates with banks like Absa, Equity, KCB, NCBA, Co-op Bank, and Sidian Bank.

What Does a Boma Yangu Home Cost?

The cost of a Boma Yangu house depends on the size and type of the house. Prices start from Ksh 1.5 million for a one-bedroom apartment of 30 square meters. However, you can choose different housing types depending on your budget and preference. Your monthly payments depend on your deposit and the chosen payment period. For instance, if you opt for a house worth Ksh 2,000,000 with a deposit of Ksh 250,000, the remaining balance of Ksh 1,750,000 can be paid over 25 years. This equates to monthly installments of approximately Ksh 5,834.

Boma Yangu Registration Process

The Boma Yangu registration process is easy and transparent. Here's how you can register:

Remember, honesty and accuracy are crucial during registration as your details undergo stringent checks by various government stakeholders.

READ ALSO: How to Apply for Affordable Housing in Kenya: A Complete Guide


The Boma Yangu initiative is a beacon of hope for Kenyans aspiring to own their dream home. By offering flexible and affordable payment options, it seeks to break the barriers of income disparity and provide equitable housing opportunities for all. The comprehensive and accessible registration and payment processes are structured to accommodate every Kenyan, making the dream of homeownership a tangible reality.

The journey toward owning a Boma Yangu home may require diligence, but the rewards far outweigh the effort. So, why wait? Start your homeownership journey today and enter a brighter future with Boma Yangu.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.