Branch Loan App Download and How To Apply For A Mobile Loan In 2023

Need a loan? Branch Loan App has got you covered. Learn how to download the app, apply for loans, and repay them within minutes in this comprehensive guide."

Jun 10, 2023 - 13:40
Jun 10, 2023 - 13:40
Branch Loan App Download and How To Apply For A Mobile Loan In 2023
Branch Loan APP Download- How to Get a Loan from Branch Loan App

The financial sector is continuously being reshaped by innovative technology. Today, we focus on the Branch Loan App, which enables users to access short-term mobile loans swiftly and conveniently.

Branch Loan App, provided by Branch International, is a notable figure in mobile loan lending. The app caters to users in countries such as Kenya, Nigeria, India, and Tanzania. Having been launched in 2015, the app has grown significantly, boasting over 10 million installs on Google Play Store as of 2023. Partnerships with giants like VISA further solidify the app's leading mobile loan provider position.

How to Download Branch Loan App 

The Branch Loan App must be downloaded and installed from the Google Play Store. Given potential security risks, users are advised against downloading Branch Loan APKs from unofficial sites.

The following is a straightforward guide to downloading the app:

  • Open the Google Play Store on your smartphone.
  • In the search bar, type 'Branch Loan.'
  • Locate and select the 'Branch - Personal Finance App' by Branch International.
  • Click 'Install' (ensure you have an internet connection).
  • Wait for the download and installation, which should take around 2 minutes.

Kickstarting Your Loan Journey

Branch Loan's accessibility is one of its primary appeals. To begin your journey, ensure you have the following:

  • A smartphone (either Android or iPhone)
  • A valid Facebook account
  • A mobile money account (M-Pesa account for Kenyan users)
  • Your National ID number

Loan interest rates can vary from 10% to 27%, translating to a monthly interest rate of 1% and 21%.

How to Apply for a Branch Loan?

  • Open the Branch App on your phone.
  • Register an account using your phone number.
  • Fill out a simple form asking for your name, country, national ID number, and date of birth.
  • Submit the form for review.
  • After account creation, navigate to the loans page, where loan options will be displayed. New users are usually eligible for a loan amount of Ksh 1000.
  • Approved loans are sent to the user's M-Pesa account within a few minutes.

Branch Loan Processing Times 

The Branch stands out from traditional lenders, like banks and SACCOs, due to its expedited processing times. Upon application, it typically takes less than 1 to 30 minutes for your loan transaction to be completed and the money sent to your M-Pesa account.

Loan Repayment Options 

When the time comes to repay the loan, Branch provides two easy methods:

  • Via M-Pesa: This involves using the Branch Pay Bill Number 998608. After selecting the 'Lipa Na Mpesa' option, users input their phone number for the account number and choose the amount to repay.
  • Directly via the app: This is a faster and easier option. Users open the app, select 'My Loan,' then 'Tap to pay,' and input the repayment amount. Following this, M-Pesa will open up for PIN confirmation.

Branch Loan App Terms and Availability

The Branch Loan App offers loans ranging from Ksh 250 to Ksh 70,000 with an APR between 22% to 240%. The loan duration spans from 4 to 52 weeks. These figures can be found on the Google Play store page for the Branch Loan App.

As of 2023, the Branch Loan App is only available on Android devices. Although iPhone users might feel left out, it is essential to note that any claims of an iPhone version of the Branch app should be regarded with suspicion. Remember, it's always best to download apps directly from official stores to avoid potential security risks.

Contacting Branch

You can quickly contact Branch's customer service team if you need assistance. Within the app, you have access to their customer care service. Alternatively, you can email [email protected] or connect with them on their Facebook page or Twitter handle.

READ ALSO:  Branch Loans: How to Apply, Repay, and Boost Your Loan Limit


Mobile applications are increasingly shaping the way we handle our finances. Branch Loan App exemplifies this by providing quick and easy loans straight to your smartphone. This 2023, avail the benefits of mobile lending and experience the ease of financial transactions at your fingertips.


The information provided in this article is for educational and informational purposes only. It is based on general knowledge as of 2023 and is subject to changes in financial regulations and the policies of Branch International. Always consult a financial advisor before making any decisions related to loans or other financial matters.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.