How To Access And Use Short Mpesa USSD Code

In this article, we will take you everything that you need to know about the Mpesa Code including its usage, Read to the end to know what the Mpesa code entails.

Jun 13, 2023 - 14:00
Nov 26, 2023 - 18:55
How To Access And Use Short Mpesa USSD Code
How To Access And Use Mpesa USSD Code

Mpesa, a flagship product from Safaricom Kenya, has revolutionized how we transact money. No longer are we tethered to traditional banking hours or the need for physical banks. Instead, Mpesa offers a digital platform that lets you send, receive, and store money securely on your mobile device.

The primary ways to access Mpesa are through the phone's SIM toolkit and the Mpesa App. But did you know there's another straightforward way to reach Mpesa? Welcome to the Mpesa USSD Code.

What is the Mpesa USSD Code?

Unstructured Supplementary Service Data (USSD) is a communication protocol that mobile phones use to interact with the service provider's systems. The Mpesa USSD code, *334#, is a unique string of numbers you dial on your mobile phone to access a host of Mpesa services.

Steps to Access Mpesa Using the USSD Code

  • Dial *334# on your mobile phone.
  • An interactive menu will appear on your screen, presenting various Mpesa options.
  • Choose the option you require, such as "send money."
  • Follow the prompts on the screen to complete your transaction.

Services You Can Access Using the Mpesa USSD Code

The Mpesa USSD code isn't just a one-trick pony. Here's what you can do:

  • Send and receive money
  • Check your account balance
  • Purchase airtime
  • Repay loans
  • Pay bills
  • Save money
  • Withdraw cash from agents

Why Use the Mpesa USSD Code?


You can access Mpesa services anytime, anywhere, with a mobile phone and airtime. It's as easy as ABC!


Transactions completed via the USSD code are processed instantly. Money transfers have never been faster!


Safaricom uses cutting-edge security systems to protect your funds and personal information. Sleep easy, knowing your money is secure!


Using the USSD Code is a cheaper way to perform financial transactions than traditional banking or ATMs. However, be aware that charges will apply for sending and withdrawing money.

Wide availability

The Mpesa USSD code is for more than just smartphone users. Even using a feature phone, you can dial the code and transact immediately.

How to Register for the Mpesa USSD Code

To use the Mpesa USSD code, you need to be registered for Mpesa services. Here's how:

  • Visit a Safaricom shop or authorized agent.
  • Fill out a registration form.
  • Provide a valid government-issued ID.
  • Await confirmation that your account has been set up.
  • Remember: To access the Mpesa USSD Code's full functionality, and you must be registered!

READ ALSO:  How to Reverse an M-Pesa Transaction: An Easy, Step-by-Step Guide


Mpesa continues to lead the way in digital finance, making transactions more accessible, quicker, and safer. Whether you're a seasoned user or a newcomer to Mpesa, the USSD code is a tool you should have in your arsenal. Register today and experience a whole new level of convenience!

Frequently Asked Questions

What is the Mpesa USSD code?

The Mpesa USSD code is *334#, a unique number you dial on your mobile phone to access a range of Mpesa services.

Can I use the Mpesa USSD code on a feature phone?

Yes, the Mpesa USSD code works on both smartphones and feature phones.

How do I register for Mpesa services?

To register, visit a Safaricom shop or authorized agent, fill out a registration form, and provide a valid government-issued ID.

Is using the Mpesa USSD code safe?

Mpesa uses advanced security systems to protect your funds and personal information.

Can I access all Mpesa services using the USSD code?

You can access services like sending and receiving money, checking your balance, buying airtime, repaying loans, and more.

Are there charges for using the Mpesa USSD code?

While the code is free, standard Mpesa charges apply for transactions such as sending and withdrawing money.


This article is for informational purposes only. While every attempt has been made to ensure the accuracy of the information provided, we recommend checking with Safaricom for any updates or changes to their services.

Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.