How to Join,Activate And use M-Pesa Pochi La Biashara

Learn how to join, use, and activate M-Pesa Pochi La Biashara for seamless financial management in your business.

Aug 27, 2023 - 14:57
How to Join,Activate  And use M-Pesa Pochi La Biashara
How to Join,Activate And use M-Pesa Pochi La Biashara

Kenya is a land that prides itself as a leader in innovative tech solutions, not only in the region but the whole world. Technology has opened up new opportunities for small business owners to manage their finances more efficiently. One such innovation is Safaricom's M-Pesa Pochi La Biashara, designed to empower entrepreneurs in various sectors. In this article, we'll delve into the details of Pochi La Biashara, its benefits, features, registration process, and how to make the most of this user-friendly tool.

Key Takeaways from the Article

  1. Pochi La Biashara bridges the gap between personal and business finances for small business owners.
  2. It offers benefits like straightforward registration, fund separation, and security against transaction reversals.
  3. Airtime sales and access to mini statements are additional advantages.
  4. The registration process involves using a registered Safaricom M-Pesa line and following the USSD prompt.
  5. Pochi La Biashara services include deposits, airtime sales, balance checking, withdrawals, and statement requests.
  6. Opting out can be done using the *334# USSD code.

Pochi La Biashara is a revolutionary financial tool Safaricom offers, tailor-made for informal business owners such as food vendors, boda-boda operators, kiosk proprietors, and second-hand clothing dealers. It bridges personal and business finances, allowing entrepreneurs to handle transactions with greater precision and convenience.

How Pochi La Biashara Works

Imagine having a separate account dedicated solely to your business transactions while utilizing your registered M-Pesa line. Pochi La Biashara operates precisely in this manner. When customers pay for your business, the funds are directed to your Pochi La Biashara account rather than your main M-Pesa account. This separation streamlines financial planning, enabling you to effortlessly distinguish between personal and business funds.

Benefits of Pochi La Biashara

The advantages of embracing Pochi La Biashara are multifaceted, creating a win-win scenario for business owners and their customers. Some noteworthy benefits include:

  1. Effortless Registration Process: Enrolling in Pochi La Biashara is hassle-free and lacks bureaucratic paperwork.
  2. Clear Fund Separation: Business owners can categorize and segregate business funds from personal finances, leading to better financial planning.
  3. Transaction Security: Customers can't reverse payments without the business owner's consent, ensuring transactional integrity.
  4. Airtime Sales Opportunity: Pochi La Biashara allows you to sell airtime, earning a lucrative 5% commission on each sale.
  5. Mini Statements Access: Stay updated with your business's financial pulse by accessing mini statements showcasing top transactions.
  6. Unaffected Fuliza Loans: Pochi La Biashara transactions don't impact Fuliza overdraft repayments, keeping your accounts balanced.
  7. Generous Daily Transaction Limit: With a daily limit of Ksh. 300,000, Pochi La Biashara accommodates a wide range of business activities.

Registering for Pochi La Biashara

Joining the Pochi La Biashara revolution is remarkably straightforward. Here's how:

  1. Ensure you have a registered Safaricom M-Pesa line.
  2. Dial *334# and call.
  3. Select "Pochi La Biashara."
  4. Opt to "Join Pochi" and accept the provided terms and conditions.
  5. Choose your business category or service type.
  6. Upon successful registration, an SMS notification will confirm your enrollment.

Utilizing Pochi La Biashara Services

Once you're part of the Pochi La Biashara community, you can leverage its diverse services to enhance your business operations:

  1. Deposits and Payments: Customers can deposit funds into their Pochi La Biashara account using the USSD code *334# or the M-Pesa STK menu.
  2. Airtime Sales: Boost your earnings by selling airtime from your Pochi La Biashara account, and enjoy a 5% commission on each sale.
  3. Checking Balance: Stay in the financial loop by checking your Pochi La Biashara balance using the USSD code *334#.
  4. Withdrawal Options: Transfer funds from your Pochi La Biashara account to your main M-Pesa account or withdraw from an agent.
  5. Statement Requests: Access your mini statements via *334# and select the "My Statement" option.

Opting Out of Pochi La Biashara

If you decide to part ways with Pochi La Biashara, the exit process is as simple as the registration process:

  1. Dial *334# and call.
  2. Select "Pochi La Biashara."
  3. Navigate to "My Account."
  4. Choose "Leave this Service" to confirm your decision.
  5. An SMS will confirm your successful opt-out.

READ ALSO: Pochi La Biashara 101: How To Get Started And Everything You Need To Know


Pochi La Biashara is a game-changing tool for small business owners seeking greater control over their finances. With a seamless registration process, unique features, and a range of benefits, this Safaricom offering is poised to transform how informal businesses manage transactions. Embrace Pochi La Biashara today to empower your business for a brighter financial future.

FAQs About Pochi La Biashara

What is Pochi La Biashara?

Pochi La Biashara is a Safaricom M-Pesa product designed for informal business owners to separate business funds from personal funds on the same M-Pesa line.

How do I register for Pochi La Biashara?

Dial *334#, select "Pochi La Biashara," choose "Join Pochi," accept terms, and select your business category.

Can I sell airtime with Pochi La Biashara?

Yes, Pochi La Biashara allows you to sell airtime and earn a 5% commission on each sale.

How do I withdraw money from Pochi La Biashara?

You can transfer funds from Pochi La Biashara to your main M-Pesa account or withdraw from an agent.

Can customers reverse transactions made through Pochi La Biashara?

No, customers cannot reverse transactions without the business owner's approval.

What is the daily transaction limit for Pochi La Biashara?

The daily transaction limit for Pochi La Biashara is Ksh. 300,000.


The information provided in this article is based on the provided information from the Safaricom Website and is intended for informational purposes only. While every effort has been made to ensure accuracy, readers are advised to verify details and consult with relevant authorities or experts before making financial decisions.

Remember, Pochi La Biashara can provide numerous benefits, but individual results may vary based on specific circumstances and business practices. Always exercise due diligence when managing your finances.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.