How to Link Paypal to Mpesa in Kenya

Discover how to link your PayPal and Mpesa accounts in Kenya with our comprehensive step-by-step guide.

Jun 8, 2023 - 22:21
How to Link Paypal to Mpesa in Kenya
How to Link Paypal to Mpesa in Kenya

As digital transactions continue to become the lifeblood of modern commerce, the importance of secure and efficient financial systems can't be overstated. When PayPal and Mpesa, two giants in the digital finance realm, came together, they unlocked a new world of possibilities for Kenyan users. This article will walk you through a comprehensive guide on how to link PayPal to Mpesa in Kenya.

PayPal and Mpesa formed a partnership that forever revolutionized digital payments in Kenya. This union introduced the PayPal Mobile Money Service, allowing users to transfer funds between the platforms seamlessly.

How to Link PayPal to Mpesa

You must link your PayPal and Mpesa accounts to initiate this fruitful financial relationship. Ensure you have a PayPal account and a Safaricom mobile number before starting.

Here's how to get it done:

  • Visit the PayPal M-Pesa page.
  • Sign in using your PayPal credentials.
  • Agree to the terms and conditions for the service.
  • Add the M-PESA number you intend to link with PayPal.
  • You'll receive an SMS verification code on your M-PESA number from PayPal.
  • Enter the verification code, and you've related your PayPal to Mpesa!

Mpesa to PayPal Top-Up Process

You can start filling up your PayPal account via M-Pesa with your linked accounts. Here's how:

  • Optional: Visit the PayPal Mpesa page and use the currency converter to ascertain how much you need to top up in Kenyan Shillings (Ksh). The PayPal PayBill Number 800088 is also available on this page.
  • Open M-Pesa on your phone, select "Lipa Na Mpesa," then "Pay Bill." Use 800088 as the PayBill number and your phone number as the account number.
  • Enter the amount you want to load into PayPal and submit.
  • You will receive a confirmation message from Safaricom, and PayPal will also email you.

Note that standard M-Pesa charges will apply.

How to Withdraw Money from PayPal to M-Pesa

The process of withdrawing from your PayPal account to Mpesa is equally straightforward. Let's go through it:

  • Go to the PayPal M-Pesa page.
  • Log in using your PayPal credentials.
  • Select "Withdraw from PayPal."
  • The next screen displays your available PayPal balance.
  • Enter the amount you want to withdraw and click "Continue to Withdraw."
  • The maximum transaction amount is 150,000 KES. The funds will be converted from USD to KES and transferred to your M-Pesa account within a few minutes.

READ ALSO: PayPal to M-Pesa: How To Create An Account, Link PayPal To M-Pesa, Send Money, and Withdraw To M-Pesa


The partnership between PayPal and M-Pesa has greatly simplified online transactions for Kenyans. This guide should help you navigate through the process of linking your PayPal account to Mpesa, topping up, and withdrawing funds. Remember always to stay vigilant about your online safety and secure your financial information.

Frequently Asked Questions

What is the maximum transaction amount when withdrawing from PayPal to Mpesa?

The maximum transaction amount is 150,000 KES.

Do standard M-Pesa charges apply when topping up PayPal from Mpesa?

Yes, standard M-Pesa charges apply when transferring funds from Mpesa to PayPal.

Can I link a different phone number to my PayPal account?

No, you must link your M-Pesa registered phone number to your PayPal account.

What is the PayPal PayBill Number for Mpesa?

The PayPal PayBill Number for Mpesa is 800088.

Do I need a PayPal account to use the PayPal Mobile Money Service with Mpesa?

Yes, you need to have a PayPal account to use this service.

How long does it take to receive funds from PayPal to Mpesa?

The transfer process is typically instantaneous, but it could take a few minutes.


 This article is meant to provide general information and does not constitute professional financial advice. Always verify details from official sources before making any financial decisions. The author is not responsible for any financial actions the reader took based on this information.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.