How to obtain a low-interest rate loan With Credit Hela App

Apply for a loan today using Credit Hela App and enjoy a lower interest rate on your next loan.

Aug 5, 2022 - 22:41
Jan 18, 2023 - 10:33
How to obtain a low-interest rate loan With Credit Hela App
Credit Hela App

Credit Hela App is an online platform that allows users to apply for loans at low-interest rates. The company offers personal loans, auto loans, home loans, student loans, business loans, and other types of loans.

The application gives a loan between KSH(500-80,000), which must be repaid before the year ended when you borrowed. Its rates are pretty simple, and they offer 36% and a service charge of Ksh 100- Ksh 600. Getting a loan from Credit Hela, Is quite simple. All you have to ensure is that you conform to the requirements of their platform. These includes

Be 18 years of age, and a National identity card will be required to prove this

Have  Safaricom Number Linked to Mpesa

Have a sound credit card Score by not being listed on CRB

Let us get started


Download the App from the Apple Store or Google Play.

To use Credit Hela App, download the App from either the Apple Store or Google play. Once downloaded, open the App and follow the instructions to complete the application process. The Apps user interface is relatively easy to navigate. To apply for the loan amount you wish, you will be required to register to the App. If you are a new user, Otherwise, please do log in.

During registration, you will need to provide personal details such as name, address, contact number, email id, and Mpesa Number. After providing these details, you will be asked to upload a copy of your ID proof (passport, driving license, etc.) and pay a small fee.

Apply for the Loan

Once you have completed the application form, you will receive an SMS message confirming your application has been submitted. If approved, you will be redirected to the lender’s website, where you can view your loan agreement. 

Upload documents such as bank statements, proof of income, etc.

You must provide the following documents when applying for a loan with Credit Hela App:

1) Proof of identity (passport, national ID card, driving license, utility bill, etc.)

2) Proof of address

3) Proof of employment (pay slips, tax returns, etc.)


Wait for approval.

Once your application is received, you will be awarded a loan directly to your Mpesa number even without your Knowledge. Check to see if you have received any message confirming the successful process.

 It is not a must to apply for the loan using the application. The exact process can still be achieved by dialing *871# on your phone and following the prompts.

Pay back the loan within the stipulated period.

You must pay back the loan within the specified period. If you fail to do so, you will be charged with default. This means you will not be able to avail any further loans until you repay the previous one.

To pay the loan, go to mpesa>>Lipa na M-pesa>>Paybill(7186653)>>Account Number(The number that you borrowed with)

 Credit Hela Customer Care

In Case of any issues relating to Credit Hela, you may try reinstalling the application. Else, you can also reach out to the platform Via:

  1. Phone: +254 0207650111 / +254 0207650505
  2. Email address: [email protected]
  3. Head Quarters: Mombasa Road, Alpha Center, Block number 3

Read Also: Haraka Loan App: How To Apply, Repay Your Loan, Interest Rate Available and Everything You Need To Know

Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.