How to Pay NHIF via M-PESA in 2023

Kenya's National Hospital Insurance Fund (NHIF) is instrumental in offering Kenyans affordable medical insurance in the formal and informal sectors. With the advancement of mobile money services like M-PESA, paying your NHIF contributions has become a breeze. This comprehensive article walks you through how to pay NHIF via M-PESA in 2023 with ease and security.

Why Register for NHIF?

Before we delve into the steps to pay NHIF via M-PESA, it's essential to understand why NHIF registration is crucial. NHIF covers various medical services, including outpatient and inpatient services, maternity services, cancer treatment, and renal dialysis. Registration is open for anyone over 18 and can be done individually or through an employer.

Prerequisites for NHIF Registration

Before learning to pay NHIF via M-PESA, ensure you've registered for NHIF. The registration process requires the following:

• Copies of National ID (For yourself, spouses, and dependents if applicable)
• Employer's introductory letter (excluding voluntary and self-employed contributors)
• Colored Passport photos (For yourself, spouses, and dependents if appropriate)
• Original and copies of dependents' birth certificates

Paying your NHIF Contributions

After successful registration, you can make your monthly NHIF contributions. Employees in the formal sector have their contributions deducted and remitted by their employers. However, if you're self-employed or a voluntary member, the most popular and convenient method is M-PESA.

Steps to Pay NHIF via M-PESA

Follow this simple, step-by-step guide to pay your NHIF contributions via M-PESA:

Step 1: Ensure Adequate Funds in your M-PESA Account

Ensure you have enough funds in your M-PESA account to cover your NHIF contribution. The minimum amount payable is Kshs. 150, and the maximum is Kshs. 140,000.

Step 2: Access the M-PESA Menu

Access the M-PESA menu on your phone by dialing *840#.

Step 3: Choose the "Pay Bill" Option

Once in the M-PESA menu, select the "Pay Bill" option. You can also set the "Lipa na M-PESA" option, then choose "Pay Bill."

Step 4: Input the NHIF Pay Bill Number

The NHIF pay bill number is 200222. Enter this number when prompted.

Step 5: Input your NHIF Account Number

Next, you'll be asked to enter your NHIF account number. This is a unique number provided by NHIF. If unsure of your account number, send an SMS with the phrase "ID," a space, then your national ID number to 21101.

Step 6: Enter the Amount to Pay

Input the amount you wish to pay as your NHIF contribution.

Step 7: Key in your M-PESA PIN

Input your M-PESA PIN to authorize the transaction. After successful completion, you'll receive a confirmation message from M-PESA and NHIF.

Step 8: Confirm your Payment

Finally, confirm that NHIF has received your payment by sending an SMS with "ID," a space, and your national ID number to 21101. You'll receive a message indicating your account balance and the most recent contribution made.

Why Choose M-PESA for NHIF Payments?

Paying NHIF via M-PESA carries numerous benefits, making it a preferred method for many:

Convenience

M-PESA allows you to make NHIF contributions from anywhere, anytime—no need to visit an NHIF office or a bank.

Speed

Your NHIF contributions are credited to your account instantly, thanks to the swift processing of M-PESA transactions.

Security

M-PESA transactions can only be authorized using your unique PIN, ensuring safety and preventing unauthorized access.

Cost-effectiveness

M-PESA doesn't charge any transaction fees when paying your NHIF contributions, ensuring you only pay the contribution amount.

READ ALSO: NHIF Cover Limits:  Packages and Prices for Inpatient and Outpatient Services

Final Thoughts

With the evolution of mobile money services like M-PESA, paying for NHIF contributions has always been challenging. Understanding how to pay NHIF via M-PESA offers convenience and ensures your medical coverage stays active. Take advantage of this straightforward, secure, quick payment method and make your NHIF contributions hassle-free.

Frequently Asked Questions (FAQs)

1. What is the NHIF Pay Bill number?

The NHIF Pay Bill number for M-PESA transactions is 200222.

2. How do I check my NHIF account balance?

Send an SMS with the phrase "ID," a space, then your national ID number to 21101. You'll receive a message detailing your account balance and most recent contribution.

3. How much can I pay as my NHIF contribution via M-PESA?

The minimum NHIF contribution via M-PESA is Kshs. 150, and the maximum is Kshs. 140,000.

4. Is it safe to pay NHIF via M-PESA?

M-PESA transactions are secure, as they can only be authorized using your unique M-PESA PIN.

5. Do I get charged for paying NHIF via M-PESA?

No, there are no transaction charges when paying NHIF via M-PESA.

 6. Can I pay my NHIF contributions at any time using M-PESA?

Yes, M-PESA allows you to make NHIF contributions from anywhere, anytime.

Disclaimer

This article provides a comprehensive guide on how to pay NHIF via M-PESA. The content is accurate and true to the author's knowledge and should not be substituted for impartial facts or advice in legal, political, or personal matters.