Izwe Loans: How to Apply for Izwe Loans, Types of Loans And Customer Support

Discover the ins and outs of Izwe Loans Kenya, offering easy financing solutions to Kenyan civil servants, TSC members, and selected private institutions. Learn how to apply and benefit from their flexible loan products.

Apr 5, 2023 - 12:51
Izwe Loans: How to Apply for Izwe Loans, Types of Loans And Customer Support
Izwe Loans: How to Apply for Izwe Loans, Types of Loans And Customer Support

Are you a civil servant or a TSC member looking for a reliable and convenient financing solution? Look no further because Izwe Loans Kenya has revolutionized the world of credit, offering a wide range of financial products tailored to your needs.

Izwe Loans Kenya has changed how Kenyans access credit, providing instant loans with minimal requirements. This has led to a shift in preference from banks and traditional credit institutions to more flexible options such as Izwe Loans Kenya. As a result, more and more people are turning to Izwe Loans for their financial needs.

 This comprehensive guide will walk you through the various loan products Izwe Loans Kenya offers, the application process, eligibility criteria, and much more. Let's dive in!

A Brief Overview of Izwe Loans

The Kenyan government has authorized Izwe Kenya Holdings Ltd to offer unsecured check-off loans through their network. The loans are open to all Kenyan civil servants, TSC members, and members of selected parastatals, private institutions and larger companies. Izwe Loans offer various financial products with fixed interest rates, flexible terms, and quick approval.

How to Apply for Izwe Loans: A Step-By-Step Guide

Applying for an Izwe Loan is easy and can be done in three different ways:

1. Face to Face

You can meet with one of their consultants at any branch across Kenya. They can even come to you through their network of financial advisors nationwide.

2. On the Web

Visit their website and submit an inquiry, and they will get back to you as soon as possible.

3. On the Phone

Call them at +254 (0) 709 530 000, dial 48369#, or SMS "Izwe" to 20499.

Izwe Loan Products: Personal Loans and Business Loans

Izwe Loans Kenya offers two main loan products:

1. Personal Loans

A personal loan from Izwe Loans Kenya can be used for various purposes, such as paying for education, building a home, covering emergencies, or starting a business. You can apply for up to Ksh.3,000,000.

Who Qualifies?

Permanent civil servants, all government employees in Kenya, TSC members in all of Kenya's 47 counties, and employees of selected parastatals and private institutions are eligible for personal loans from Izwe Loans Kenya.

Key Features:

  1. Easy access to up to Ksh.1,500,000
  2. Application available at any branches in Kenya
  3. No hidden costs

2. Business Loans

Izwe Loans Kenya also offers business loans to fund your existing business or start a new one. This loan product aims to help Kenya boost its agricultural, economic, and social sectors. Additionally, Izwe Loans Kenya offers Car4cash loans.

Car4cash Loan

A Car4cash loan from Izwe Loans Kenya allows you to borrow money based on your car's value while keeping your car keys. This innovative financing option provides financial help against your vehicle's value without selling it, and you can continue driving throughout the repayment period.

How it Works:

  1. Borrow up to Ksh.3,000 000 based on your car's value
  2. Keep your vehicle and continue driving it during the loan repayment period
  3. Repay the loan in flexible instalments

Eligibility Criteria for Izwe Loans

To qualify for an Izwe Loan, you must meet the following requirements:

  1. Be a Kenyan civil servant, TSC member, or employee of a selected parastatal or private institution.
  2. Have a valid National ID card
  3. Provide proof of employment and income (payslip)
  4. Provide bank statements for the last 3-6 months (if applicable)
  5. Provide a copy of the car logbook (for Car4cash loans)

Repayment Process

Izwe Loans Kenya offers flexible repayment options tailored to your financial situation. You can repay your loan in monthly instalments, with the loan term ranging from 12 to 60 months.

Interest Rates and Fees

Izwe Loans Kenya charges fixed interest rates, ensuring your monthly instalment remains constant throughout the loan term. This allows you to plan your budget and manage your finances more effectively. However, it's essential to inquire about the specific interest rates and fees for the loan product you're interested in, as they may vary.

Customer Support

Izwe Loans Kenya is committed to providing exceptional customer support. Their dedicated customer service representatives can answer any questions about their loan products, the application process, or repayment terms. You can reach them via phone, email, or visiting one of their branches across Kenya.

  1. Main Office: Cell+254 709 530 000
  2. Email: [email protected] 
  3. Branches contacts include: 
  4. Nairobi: 0709 530 171
  5. Mombasa: 0709 530 141 
  6. Kisumu : 0709 530 161 
  7. Eldoret : 0709 530 151 
  8. Nakuru : 0709 530 191 
  9. Embu: 0709 530 181 
  10. Machakos : 0709 530 211
  11. Malindi : 0709 530 221

READ ALSO:  kashbora loan app download: Your Ultimate Guide to Fast, Affordable Mobile Credit in Kenya


Izwe Loans Kenya has simplified the credit access process, providing a reliable and convenient solution to Kenyan civil servants, TSC members, and selected private institutions. With easy application processes, flexible repayment terms, and fixed interest rates, Izwe Loans Kenya is an excellent option for those seeking financial assistance. If you want to take advantage of their loan products, follow the steps outlined in this guide, and unlock a world of economic opportunities with Izwe Loans Kenya.

What's Your Reaction?








Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.