Jazika Loan App: How To Apply, Limits and Interest Rates And Customer Support Team

Discover the transformative power of Jazika Loans, an online platform offering Kenyan borrowers quick, convenient, and affordable loans. Learn how to apply, repay, and contact customer support.

Mar 24, 2023 - 13:50
Jazika Loan App: How To Apply, Limits and Interest Rates And Customer Support Team
Jazika Loan App: How To Apply, Limits and Interest Rates And Customer Support Team

Life is full of surprises; sometimes, we need financial assistance to navigate unexpected circumstances. With traditional banks imposing strict lending requirements, accessing credit in Kenya has become a challenge for many. Jazika Loans aims to solve this problem by offering a convenient, quick, and affordable loan service through a mobile app. In this article, we'll explore the benefits of Jazika Loans, how to apply for and repay loans, and how to contact their customer support team.

Section 1: The Jazika Loans App - How it Works

1.1 The Power of Technology

The Jazika Loans App harnesses the power of technology to provide a seamless loan application process. By eliminating the need for physical paperwork and face-to-face interactions, this App helps Kenyans access loans in a quick, hassle-free manner.

1.2 Requirements for Jazika Loans

To qualify for a loan through the Jazika Loans App, users must meet the following requirements:

  • Own a smartphone with internet access
  • Be a registered M-Pesa user
  • Have a clean borrowing history with the Credit Reference Bureau
  • Provide valid national identification details

1.3 Loan Limits and Interest Rates

Jazika Loans offers loans of up to Ksh 100,000 with flexible repayment periods. Interest rates are comparatively lower than traditional banks, making it an attractive alternative for borrowers.

Section 2: Applying for a Loan with Jazika

2.1 Downloading and Registering on the App

To start with Jazika Loans, download the App from the Google Play Store and create an account by providing the required details. After confirming your phone number, your account will be active and ready to use.

2.2 Loan Application Process

Applying for a loan with Jazika is easy. Log in to the App, select "Apply for Loan," enter the desired loan amount (within your credit limit), and choose a repayment duration. After submitting your application, approval is usually quick, and the funds are disbursed to your M-Pesa account within minutes.

Section 3: Repaying Your Loan

3.1 Using Jazika Paybill Number

To repay your Jazika loan, use the Paybill number 687035 (registered as Jazika Ventures) and input your phone number as the Account Number. Follow the usual M-Pesa procedure to complete the transaction.

3.2 Early Repayment Benefits

Repaying your loan before the due date helps you avoid additional charges and increases your chances of qualifying for higher loan amounts.

Section 4: Customer Support and Assistance

4.1 Contacting Jazika Loans

If you need assistance or have any questions, the Jazika Loans customer support team is available through the following channels:

Frequently Asked Questions

Q1: Can I apply for a Jazika loan without a smartphone?

A: No, a smartphone with internet access is necessary to download and use the Jazika Loans App.

Q2: How long does it take to receive the loan after approval?

A: Once your loan application is approved, the funds are usually disbursed to your M-Pesa account within minutes.

Q3: Can I repay my loan in installments?

A: Yes, Jazika Loans offers flexible payment options that allow borrowers to choose a repayment duration that suits their needs.

Q4: What happens if I fail to repay my loan on time?

A: Late repayments may result in additional charges and a negative impact on your credit history, affecting your ability to access loans in the future.

Q5: Can I apply for multiple loans at once?

A: No, you can only apply for one loan at a time. Once you've successfully repaid your existing loan, you may apply for another.

READ ALSO:  Fadhili Loan App: How To Apply, Check Limits and Interest Rates Plus Customer Care Contacts


Jazika Loans is revolutionizing how Kenyans access credit by offering a convenient, quick, and affordable loan service through their mobile App. With minimal requirements, flexible repayment options, and lower interest rates than traditional banks, Jazika Loans is an attractive alternative for those needing financial assistance. By leveraging technology and offering excellent customer support, Jazika Loans is positively impacting the lives of many Kenyans. Give it a try and experience the transformative power of Jazika Loans for yourself.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.