List of Profitable Business Ideas to Start with KSh 100k in Kenya

Learn how to start and grow a successful business in Kenya with limited capital. Check out these seven profitable business ideas with a KSh 100,000 budget.

Jul 10, 2023 - 19:31
List of Profitable Business Ideas to Start with KSh 100k in Kenya
List of Profitable Business Ideas to Start with KSh 100k in Kenya

Are you looking to start a business in Kenya with a capital of KSh 100,000?    Do you want to make money and earn millions from your venture? If so, you've come to the right place. This article will explore seven profitable business ideas that you can start with KSh 100,000 and gradually grow into lucrative enterprises. Whether you're a seasoned entrepreneur or a novice, these business ideas offer great potential for success. So, let's dive in and discover the wealth of opportunities awaiting you.

1. Butchery: A Meat Lover's Paradise

Capital Investment: KSh 100,000

If there's one thing Kenyans love, it's meat. With a rich meat-eating culture, starting a butchery can be a highly profitable venture. To get started, you'll need a small shop or space to set up your butchery. You can source your meat directly from farms, eliminating the intermediaries, or opt for an enormous slaughterhouse. Location is crucial, as you want to be in an area with high food traffic, ensuring a steady stream of customers. With a good location and quality products, you can easily make around KSh 10,000 daily, resulting in substantial yearly profits. Though the work may seem dirty and demanding, the financial rewards make it worthwhile.

2. Salon: Styling Your Way to Success

Capital Investment: KSh 100,000

Starting a salon can be an excellent business idea, especially if you can braid and style hair. Obtain the necessary certification and permits, and secure a prime location, preferably in an upscale area. By offering quality services and creating an inviting atmosphere, you can attract high-end clients who are willing to pay top shilling for their hair care needs. Consider expanding your salon services to include massages, pedicures, and manicures, allowing you to charge even higher prices. With approximately ten clients per day, you can easily earn KSh 3,000 to KSh 5,000 per client, leading to substantial monthly profits.

3. Money Transfer Business(M-Pesa): Empowering Financial Transactions

Capital Investment: KSh 100,000

The popular M-Pesa service has transformed how Kenyans conduct financial transactions. You can tap into this lucrative business opportunity by becoming an M-Pesa agent. Start by applying to Safaricom to become their partner. Once approved, set up your shop in a high-traffic location. The more customers you serve, the more transactions you'll facilitate, resulting in increased earnings. The beauty of this business is that you don't need extensive qualifications or experience. By mastering the essentials of running an M-Pesa shop, you can make a significant income and enjoy the satisfaction of helping others with their financial needs.

4. Commercial Cleaning: Polishing Offices for Success

Capital Investment: KSh 100,000

Often overlooked as a business opportunity, commercial cleaning can be a highly profitable venture. Large offices in cities like Nairobi require regular cleaning services, especially in the post-COVID era. To get started, invest in the necessary cleaning equipment. You can purchase machines directly from China through platforms like AliExpress or Alibaba. Create eye-catching posters advertising your services and distribute them to prominent offices. With time, you'll secure contracts with big companies, and your business will flourish. By charging competitive rates and ensuring excellent service, you can build a reputation that attracts more clients and results in substantial profits.

5. Daycare: Nurturing a Bright Future

Capital Investment: KSh 20,000+

Running a daycare business can be a rewarding and profitable endeavor. Begin by creating a safe and child-friendly environment in your home or a rented space. Childproof the area and invest in age-appropriate toys and educational materials. Spread the word about your daycare by contacting friends, creating posters, and engaging with the local community. You can charge competitive fees by providing quality childcare services, allowing working parents to entrust their children's care to you while they focus on their careers. As word spreads and your client base grows, you can hire additional staff, scaling your business and increasing your monthly income.

6. Milk ATM: Pouring Profits

Capital Investment: KSh 100,000

The demand for fresh, quality milk remains high in Kenya. By starting a milk ATM business, you can tap into this market and generate a steady income. Invest in a refrigerator and find a strategic location with high foot traffic. Customers can collect milk from the ATM and make their payments. You can offer competitive prices and attract loyal customers by sourcing affordable and high-quality milk. One advantage of this business is its flexibility. You can manage it as a side hustle, retrieving your earnings at the end of each day. Collaborate with businesses like salons to place your milk ATM in their establishments, ensuring a broader customer reach and increased profits.

READ ALSO: Gross Pay vs. Net Pay: Definitions and Examples


Embarking on a business venture with KSh 100,000 is an exciting opportunity to achieve financial success. The business ideas presented in this article offer a range of options suitable for various skill sets and interests. The possibilities are endless, from starting a butchery or salon to exploring money transfer services, commercial cleaning, daycare, or a milk ATM business. Remember, choosing the right location, providing exceptional service, and adapting to market demands are key factors in building a successful business. With dedication, perseverance, and a well-executed business plan, you can turn your KSh 100,000 investment into a thriving enterprise that brings you financial stability and personal fulfillment.

Frequently Asked Questions (FAQs)

Q: How much can I earn from a butchery business?

A: With a good location and quality products, you can earn around KSh 10,000 per day from a successful butchery business.

Q: Do I need any certifications to start a salon?

A: It's advisable to obtain the necessary certifications and permits to run a salon. This ensures you meet legal requirements and provide professional services.

Q: How can I become an M-Pesa agent?

A: To become an M-Pesa agent, apply to Safaricom and meet their partner requirements. Once approved, you can set up your shop and offer money transfer services.

Q: How can I secure cleaning contracts for my commercial cleaning business?

A: Create eye-catching posters and distribute them to prominent offices. Provide excellent service and competitive rates to attract clients. Over time, word-of-mouth recommendations and a strong reputation will help you secure more contracts.

Q: Can I run a daycare business from my home?

A: You can start a daycare business from home, provided you create a safe and child-friendly environment. Obtain the necessary licenses and certifications, and promote your services through various channels.

Q: How much can I earn from a milk ATM business?

A: The income from a milk ATM business depends on factors such as location, pricing, and customer demand. You can earn a substantial monthly income with a strategic location and quality products.


The information provided in this article is for informational purposes only. Starting and running a business involves risks, and success is not guaranteed. It is essential to conduct thorough research, create a detailed business plan, and seek professional advice before starting any business venture. Additionally, market conditions and regulations may change, so staying updated and adapting is crucial. The author and publisher of this article are not liable for any losses or damages incurred by implementing the ideas presented.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.