M-PESA Tuma Popote: How To Send Money From M-PESA To Other Networks (Telkom and Airtel)
Learn how to send money from your Safaricom M-PESA account to Airtel and Telkom using the innovative M-PESA Tuma Popote service.

Are you a Safaricom M-PESA subscriber looking to seamlessly send money to friends and family on other networks like Airtel and Telkom Kenya? Look no further! With the innovative M-PESA Tuma Popote service, Safaricom has made cross-network money transfers more accessible and convenient. This comprehensive guide takes you through the step-by-step process of sending money from your M-PESA account to Airtel Money and Telkom's T-Kash, along with the associated charges. Let's dive in and explore this hassle-free way to manage your finances!
Key Takeaways
- M-PESA Tuma Popote is a service that enables Safaricom M-PESA users to send money to other mobile money customers on networks like Airtel and Telkom.
- Sending money is as simple as dialing *334# and following the prompts.
- Eligibility includes Safaricom subscribers registered on M-PESA sending to Airtel and Telkom customers.
- Daily M-PESA transaction limits apply, ranging from Ksh. 101 to Ksh. 150,000.
- M-PESA Tuma Popote differs from regular send money transactions using USSD codes for sending to other networks.
- Charges for sending to unregistered customers will be incurred, while on-net and off-net tariffs apply based on the transaction type.
What is M-PESA Tuma Popote?
M-PESA Tuma Popote is a groundbreaking service provided by Safaricom that empowers M-PESA users to send and receive money directly from individuals registered on other mobile networks, namely Airtel and Telkom. This service has bridged the gap between mobile money platforms, facilitating swift and secure cross-network transactions.
How To Send Money From M-PESA To Other Networks
Sending money from M-PESA to other networks has always been challenging. Follow these simple steps to make a secure and hassle-free transaction:
- Dial *334# from your M-PESA registered line.
- Select "Send Money" from the menu.
- Choose "Send to another Network."
- Enter the recipient's mobile number.
- Input the amount you wish to send.
- Confirm the transaction by entering your M-PESA PIN.
- Verify the details and send to complete the transaction.
How To Send Money from M-PESA to Airtel Money?
- Go to your phone's M-PESA menu.
- Select "Pay Bill."
- Enter business no. 220220.
- Enter account no. AIRTXXXXXX (XXXXXX is your Airtel phone number).
- Enter the amount.
- Enter your M-PESA PIN, then send.
How to send Money from Safaricom M-PESA to Telkom?
- Dial *334#.
- Select "Send Money."
- Select "Send to other Network."
- Enter your Telkom or Airtel mobile number.
- Enter the amount.
- Enter your M-PESA PIN, then send.
Who Is Eligible To Use M-PESA Tuma Popote?
Any Safaricom subscriber registered on M-PESA can use the M-PESA Tuma Popote service to send money to an Airtel customer registered on Airtel Money or a TKash user for Telkom Kenya customers.
Transaction Limits
The daily M-PESA transaction limits apply to M-PESA Tuma Popote as well. The minimum spend amount is Ksh. 101, while the maximum send amount is Ksh. 150,000.
How It Differs From Normal Send Money Transactions
M-PESA Tuma Popote distinguishes itself from everyday send-money transactions in a significant way. Instead of using the traditional Sim Toolkit or the Safaricom app to send money, customers will access M-PESA Tuma Popote via a short code (USSD). This means that sending money to mobile money-registered users on other networks is as simple as dialing a number on your phone.
Sending Money To Customers Not Registered for Mobile Money
Sending money will still be possible for customers not registered for mobile money on other networks. This can be done through the M-PESA menu on the sim toolkit, M-PESA on USSD (*334#), or the M-PESA app. However, do keep in mind that charges for sending to unregistered customers will apply.
Minimum (Ksh.) | Maximum (Ksh.) | Charges for sending money toan unregistered M-PESA user (Ksh.) |
1 | 49 | N/A |
50 | 100 | N/A |
101 | 50 | 45 |
501 | 1,000 | 49 |
1,001 | 1,500 | 59 |
1,501 | 2,500 | 74 |
2,501 | 3,500 | 112 |
3,501 | 5,000 | 135 |
5,001 | 7,500 | 166 |
7,501 | 10,000 | 205 |
10,001 | 15,000 | 265 |
15,001 | 20,000 | 288 |
20,001 | 35,000 | 309 |
35,001 | 50,000 | N/A |
50,001 | 150,000 | N/A |
Charges For Sending Money Via M-PESA Tuma Popote
The current send-money-on-net tariff will apply when sending money via M-PESA Tuma Popote. Customers sending money to unregistered users using the menu option will be charged the off-net tariff.
Conclusion
The introduction of M-PESA Tuma Popote marks another remarkable step in mobile finance. Safaricom's dedication to providing convenience and accessibility to its users is evident in this new service. Sending money from M-PESA to other networks has never been more straightforward. With its ease of use, it's poised to impact how transactions are conducted across different mobile networks significantly.
FAQs About M-PESA Tuma Popote
What is M-PESA Tuma Popote?
M-PESA Tuma Popote is a service that allows Safaricom M-PESA customers to send money to mobile money customers registered on other networks like Airtel and Telkom.
How do I send money via M-PESA Tuma Popote?
Dial *334#, select "Send Money," choose "Send to other Network," enter the recipient's mobile number, input the amount, enter your M-PESA PIN, and send to complete the transaction.
Who can use M-PESA Tuma Popote?
Any Safaricom subscriber registered on M-PESA can use M-PESA Tuma Popote to send money to Airtel and Telkom customers registered on their respective networks.
Are there limits for sending money via M-PESA Tuma Popote?
Daily M-PESA transaction limits apply, with a minimum spend amount of Ksh. 101 and a maximum send amount of Ksh. 150,000.
How is M-PESA Tuma Popote different from regular send-money transactions?
M-PESA Tuma Popote uses USSD codes (shortcodes) for sending money to mobile money registered users on other networks, unlike regular transactions that often use Sim Toolkit or the Safaricom app.
What charges apply when sending money via M-PESA Tuma Popote?
The current send money on-net tariff will apply via M-PESA Tuma Popote. Sending to unregistered users using the menu option will incur off-net tariffs.
Disclaimer: The information provided in this article is based on the available data and guidelines as of the time of writing. Charges and procedures may be subject to change based on Safaricom's updates and policies. It is advisable to consult Safaricom's official resources for the most up-to-date information.