Most Proffitable Businesses in Kenya to Start with 100K

Explore profitable business ideas in Kenya that can be launched with just KSh 100,000. Start your entrepreneurial journey and unlock the country's economic potential.

Jun 25, 2023 - 19:35
Most Proffitable Businesses in Kenya to Start with 100K
Most Proffitable Businesses tin Kenya to Start with 100K

Understanding the economic landscape of Kenya is the first step in uncovering the country's potential for lucrative business ventures. Kenya's booming economy, accounting for over half of East Africa's GDP, offers a vibrant and promising business ecosystem. With as little as KSh 100,000, the doors of opportunity swing wide open to a myriad of profitable businesses that you can set up in this East African jewel.

Becoming Your Boss with KSh 100,000

What are the top business ideas in Kenya that one can launch with KSh 100,000? Let's delve into this exciting journey, guiding you through the most profitable business opportunities.

1. The Boda Boda Industry

This sector is a wellspring of opportunities, providing over a million direct jobs across Kenya. Boda boda operators rake in a whopping KSh 1 billion daily. Depending on the model, a single motorbike can cost between KSh 80,000 and KSh 150,000. With a solid business plan, determination, and your initial investment of KSh 100,000, this can become a highly profitable venture.

2. M-Pesa Agency Shop

Safaricom's M-Pesa is another goldmine. It recorded KSh 50 billion in gross profit as of March 2022, and the growth potential is immense. Your initial KSh 100,000 investment can cover start-up capital, rent, and acquiring an M-Pesa agency line. An M-Pesa agency can average a net between KSh 30,000 and KSh 50,000 monthly.

3. Phone Repair Shop

With Kenya's 65.4 million SIM subscriptions, a phone repair shop can be one of the most profitable businesses. Strategic location selection and quality service are key to success in this industry.

4. Mitumba (Second-Hand Clothes) Business

Kenya's demand for second-hand clothes, known as Mitumba, is high. With your initial KSh 100,000, you can secure a stock of Mitumba and a selling space.

5. Milk Dispenser Shop

Almost all Kenyan households consume milk daily. A milk vending machine costing between KSh 75,000 and KSh 90,000 could be your ticket to a profitable business.

6. Car Wash Business

The demand for car wash services is high due to the increase in newly registered vehicles and motorcycles. With a car wash machine costing between KSh 38,000 and KSh 67,000, this business is within your reach.

Harnessing Your Entrepreneurial Spirit

With KSh 100,000 and the right attitude, the journey to becoming a successful entrepreneur in Kenya is well within your reach. The possibilities are endless, whether launching a Boda Boda business, an M-Pesa agency, or venturing into phone repairs.

READ ALSO: Dropshipping in Kenya: A Guide to Launching a Successful eCommerce Business


Kenya offers a fertile ground for budding entrepreneurs looking to invest KSh 100,000. With proper planning, research, and commitment, any of these business ventures can turn your entrepreneurial dreams into reality. However, it's important to note that the success of any business venture relies heavily on the entrepreneur's diligence, innovation, and adaptability to market changes.


What businesses can I start with KSh 100,000 in Kenya?

There are many options, including Boda Boda business, M-Pesa agency shop, phone repair shop, Mitumba business, milk dispenser shop, and car wash business.

Is the Boda Boda business profitable in Kenya?

Yes, the Boda Boda business can be highly profitable. Boda Boda operators across Kenya collectively generate approximately KSh 1 billion daily. However, your success will largely depend on strategic location selection and competition in your chosen area.

What is the M-Pesa agency?

The M-Pesa agency is a money transfer service run by Safaricom, Kenya's largest mobile network operator. As an agent, you will facilitate money transfers and withdrawals, earning commissions on each transaction. The profit potential is high, given M-Pesa's wide usage nationwide.

What is the potential profit of a phone repair shop in Kenya?

The potential profit of a phone repair shop depends on various factors such as location, competition, quality of service, and customer loyalty. With Kenya having over 65.4 million SIM subscriptions, this business has a broad customer base.

What do I need to start a Mitumba (Second-Hand Clothes) business?

To start a Mitumba business, you must secure a warehouse of second-hand clothes and a selling space. Location is key in this business, as you need to set up a shop with high traffic of potential buyers.

How good is a milk dispenser shop in Kenya?

A milk dispenser shop can be profitable, given that nearly all Kenyan households consume milk daily. Your profit will largely depend on the demand in your chosen location and your ability to offer competitive prices.

How much does it cost to start a car wash business in Kenya?

The cost of starting a car wash business is within reach of someone with KSh 100,000. A car wash machine costs between KSh 38,000 and KSh 67,000. Other costs to consider include rent, water, and electricity.

How can I become successful in business in Kenya?

Success in business in Kenya requires proper planning, thorough market research, and commitment. Adaptability to market changes, quality service delivery, and customer satisfaction are also crucial. Your diligence, innovation, and ability to identify and seize opportunities will determine your business's success.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.