NHIF Byproduct Portal: Your Ultimate Guide

Looking for an efficient way to meet your employee contribution obligations? Learn about the NHIF Byproduct Portal and its benefits. Register now

Jul 6, 2023 - 10:29
NHIF Byproduct Portal: Your Ultimate  Guide
NHIF Byproduct Portal: Your Ultimate Guide

Every business seeks to streamline its operations, and one way to achieve this is by utilizing the online portals provided by various institutions. One such portal is the NHIF Byproduct portal, designed by Kenya's National Hospital Insurance Fund (NHIF) to facilitate employers' submission of employee contribution data. This article aims to provide a detailed understanding of the NHIF Byproduct portal, from its importance to its operation and everything else.

What Is NHIF Byproduct System?

The NHIF Byproduct portal is an innovation that simplifies managing and submitting employees' monthly health insurance contributions. The portal offers an efficient way for employers to meet their obligations while ensuring their staff benefits from NHIF's health insurance. The portal eliminates the need for physical submissions of documents, saving time and resources while increasing efficiency.

How to Access and Use the NHIF Byproduct Portal 

The NHIF Byproduct portal is easily accessible through this link. Here's a step-by-step guide on how to utilize this invaluable resource:

Step 1: Register Your Company

You'll need to register your company before utilizing the Byproduct online service. Locate and click the "Register" button to begin this process.

Step 2: Access Your Account 

After successful registration, you'll receive login credentials. Click on the "Login" button, and then input these credentials into the designated login box to access your account.

Step 3: Prepare and Verify Your Byproduct

Once logged in, you must prepare your byproduct file in Microsoft Excel format. Note that it's crucial to follow the current byproduct sample format. After preparing your byproduct file, click "Browse" to upload it, and click "Validate Byproduct." This step verifies if your Byproduct is correctly formatted and compliant with NHIF requirements.

Step 4: Submit Your Byproduct

Upon successful validation, click on "Submit Byproduct." A confirmation box will appear, presenting your Byproduct Number. Record this number, as it will be required when paying at the bank.

Step 5: Make Your Payment 

After submitting your Byproduct, pay at the National Bank, Kenya Commercial Bank, or Co-operative Bank. Remember to include the Byproduct number recorded in the previous step.

Step 6: Obtain Your Receipt

Upon successful payment, you will receive a receipt as proof of payment. Ensure to keep this receipt, as it might be required during payroll audits.

How to make Payment for ByProduct via M-Pesa

Employers are just some who can utilize the NHIF Byproduct portal. Employees can also contribute through M-Pesa, Kenya's renowned mobile money service. If you have a smartphone and your generated Byproduct number, here's a step-by-step guide on how to submit your contribution:

Step 1: Access the M-Pesa Menu

 From your smartphone, go to the M-Pesa menu.

Step 2: Choose the Lipa na M-Pesa Option

Once you've accessed the M-Pesa menu, click the "Lipa na M-Pesa" option.

Step 3: Select 'Paybill'

 After choosing the "Lipa na M-Pesa" option, select 'Paybill.'

Step 4: Enter NHIF's Paybill Number

 In the Business Number section, input NHIF's paybill number, 200222.

Step 5: Input Your Byproduct Number 

Next, input the Byproduct number that you generated from the NHIF Byproduct Portal in the 'Account Number' section.

Step 6: Enter Your Contribution Amount

 After entering your Byproduct number, input the amount you wish to pay.

Step 7: Input Your M-Pesa Pin

Key in your secret M-Pesa pin to authorize the transaction.

Step 8: Confirm Your Payment 

A pop-up message will appear for you to confirm your payment details. If all the information is correct, press 'OK' to finalize your transaction.

Step 9: Keep Your M-Pesa Confirmation Message 

YOu will receive a confirmation message from M-Pesa as proof of your transaction. It's crucial to save this message as you might need it for future reference.

This mobile payment method provides additional convenience for employees needing direct access to a banking facility or prefers to use mobile money. As always, ensure that the Byproduct number and the amount you input are accurate to avoid any complications with your NHIF contribution.

Why Use the NHIF Byproduct Portal?

The NHIF Byproduct portal was designed with convenience in mind. It eliminates the need for physical visits to NHIF offices, offers quicker submission of documents, and provides a standardized format (Microsoft Excel) to ensure everything is clear. This makes the process not only efficient but also seamless for employers. Moreover, it ensures that all employees are properly covered under NHIF, contributing to better healthcare access in Kenya.

READ ALSO: NHIF Self-Care Portal: Your Guide to Accessing and Managing Your NHIF Account Online


With continued technological advancement, institutions are adapting to provide easier, faster, and more efficient services. The NHIF Byproduct portal is a great example of such adaptation. By understanding how to navigate this portal, employers can quickly fulfill their NHIF contribution obligations, thus ensuring their employees have consistent access to healthcare services.

Frequently Asked Questions 

What is the NHIF Byproduct portal?

The NHIF Byproduct portal is an online platform Kenya's National Hospital Insurance Fund provides. It allows employers to manage and submit their employees' monthly health insurance contributions simplified and efficiently.

How can I access the NHIF Byproduct portal?

You can access the NHIF Byproduct portal through this link. You must register your company before logging in to submit your Byproduct.

What format should my Byproduct be in?

Your Byproduct should be in Microsoft Excel format. Following the current byproduct sample format is also important to ensure it complies with NHIF's requirements.

What do I do after submitting my Byproduct?

Once you've submitted your Byproduct, you must pay at the National Bank, Kenya Commercial Bank, or Co-operative Bank. Remember to include your Byproduct Number when making the payment.

How do I know if my Byproduct has been successfully submitted?

After submitting your Byproduct, a confirmation box will appear, providing you with a Byproduct Number. This indicates that your submission has been successful.

Where can I get a receipt for my payment?

You will receive a receipt after processing your payment at the bank. Ensure to keep this receipt for future reference.


While every effort has been made to ensure the accuracy of this article, it's important to note that it's meant for informational purposes only. Always refer to the official NHIF website or contact NHIF directly for the most accurate and up-to-date information. This article should not be used as a substitute for professional advice relating to NHIF contributions or related matters.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.