PayPal to M-Pesa: How To Create An Account, Link PayPal To M-Pesa, Send Money, and Withdraw To M-Pesa

This article Today will tell you exactly everything you need to know about PayPal, how to create an account on PayPal, how to link your account into M-Pesa, how to withdraw, and how to top up to PayPal. Everything is included. Read to the end to Know More

PayPal to M-Pesa: How To Create An Account, Link PayPal To M-Pesa, Send Money, and Withdraw To M-Pesa

Paypal is one of the most popular online payment methods used by millions of people around the world. This tutorial will show you how to set up an account and start using it. Paypal is a free service that allows users to send Money to each other through the internet. It's easy to use and has many features, making it an excellent choice for small businesses and individuals.

 How To Create An Account On PayPal

Creating a PayPal account is not as hard as it seems. You do not need to pay anyone for your town n Account with Paypal. This can be done on your Laptop or Smartphone so long as you have access to a Stable Internet Connection.

To start creating a PayPal account, Open a web browser and go to this page, you should click the Sign-Up button. You will be presented with two types of Paypal accounts. You ought to choose one to proceed with Account creation. That is a personal or business account(Explained down below).

For Instance, Click On  Create a Personal Account. You must then provide your basic account information, including information required by PayPal to link your account to your bank, credit card, or debit card. Finally, the Last option is to verify your email address so that you can be allowed to send and receive Money using PayPal.

PayPal Business VS Personal Account: Which Is Best For you?

For sending and receiving payments, businesses use a PayPal Business Account. It offers a variety of advantages, including the opportunity to generate invoices, accept consumer payments online, and use a higher limit for PayPal transactions.

Personal payments are made through a PayPal Personal Account. There are certain advantages to having a PayPal Personal Account, like withdrawing Money to your bank account and making online purchases.

 Read Also: MPESA Withdrawal Fees 2022

How To Link PayPal To M-Pesa

Besides Linking your Paypal account to Bank or Credit Card, PayPal also allows you to link your account with  Mpesa. This process was made opaque in 2018 when both teams decided to join hands. If you are a PayPal user, you can easily send Money to your M-Pesa account, and it is as follows

  • Open your web browser and go to
  • Use  your PayPal username and password to log
  • Accept the terms and conditions of PayPal
  • Add the M-PESA account you want to connect to PayPal.
  • Paypal will send an SMS to your Mpesa number as a means of verification.
  • To finish the PayPal to Mpesa link, enter the verification code.
  •  It is as simple as that

 How To Send Money To Paypal From Mpesa

 After you have Linked your PayPal account with M-Pesa, it is possible to send Money and withdraw from both accounts. Paypal users can now make direct deposits into their accounts using M-Pesa via the Paypal Safaricom Paybill number 800088. Take Note, however, that a 4% conversion fee will be charged on the amount you deposit during this whole process 

To send Money from M-Pesa to PayPal:

  • Log into your Paypal-Mobile money account
  •  Press the "Top Up to PayPal" button.
  • Go to your  "Lipa Na M-PESA" from the M-PESA menu.
  •  Click on "Pay Bill."
  •  Enter the Paypal business number 800088.
  •  As the account number, enter the Safaricom phone number you used to link your PayPal account to M-PESA.
  • Type in your M-PESA PIN and  Press "send."

 Read Also: Payoneer Kenya Review: How to Sign up, Activate your Account, Deposit to Mpesa and Many More

How To Withdraw Money from PayPal to M-Pesa?

A collaboration between PayPal and Safaricom has made it possible to withdraw Money from PayPal to M-Pesa. Likewise, a ceretan amount (conversion fee) is s8btratced from your account during the whole process. It would help if you took these actions to withdraw the Money:

  •  Click "Withdraw" after signing into your account at
  • Enter the USD value of the withdrawal you want to make from your PayPal account.
  • You will be taken to a screen that displays the KES amount to be received, the conversion rate utilized, and the anticipated processing time for the transaction.
  • Verify and finalize the money withdrawal.