Safaricom Lipa Mdogo Mdogo: What Is it, Eligibility, How To Pay, and Best Phones in the Market

Learn everything you need to know about Safaricom Lipa Mdogo Mdogo, the revolutionary program that allows you to own a 4G smartphone at an affordable price. Discover eligibility criteria, enrollment process, and the best phones available

Sep 20, 2023 - 09:00
Sep 24, 2023 - 19:29
Safaricom Lipa Mdogo Mdogo: What Is it, Eligibility, How To Pay, and Best Phones in the Market
Safaricom Lipa Mdogo Mdogo: What Is it, Eligibility, How To Pay, and Best Phones in the Market

Are you looking to upgrade your smartphone without breaking the bank? Safaricom Lipa Mdogo Mdogo might be the solution you've been waiting for. Safaricom's innovative smartphone financing program allows you to get your hands on 4G-powered smartphones and pay for them in convenient installments. In this comprehensive guide, we'll walk you through all the essential details about Safaricom Lipa Mdogo Mdogo, including eligibility criteria, how to enroll, and the best phones currently available on the market.

Safaricom Lipa Mdogo Mdogo

Safaricom Lipa Mdogo Mdogo is a groundbreaking initiative introduced by Safaricom in July 2020. The primary goal of this program is to provide access to 4G smartphones to a wide range of customers, particularly those still using 2G devices. By offering affordable installment plans, Safaricom aims to transition more users to faster 4G speeds while boosting data revenue.

How to Get Started with Safaricom Lipa Mdogo Mdogo

Getting started with Safaricom Lipa Mdogo Mdogo is a straightforward process. Follow these steps to begin your journey with this fantastic program:

Step 1: Check Your Eligibility

Before anything else, it's essential to determine if you qualify for Safaricom Lipa Mdogo Mdogo. To do this, dial *544# and select option 8 to review and accept the program's terms of service. You will receive immediate feedback regarding your eligibility status.

Step 2: View Available Phones

Once you've confirmed your eligibility, dial 5445# to explore the range of phones available under the program. This step lets you select the device that suits your preferences and needs.

Step 3: Visit a Safaricom Retail Shop

After choosing your desired phone, you must visit a Safaricom retail shop or a participating dealer. Here, the staff will assist you in completing the purchase and confirming your selection. Remember, you must pay an initial deposit to secure the device.

Step 4: Make the Deposit

The deposit amount varies depending on the phone you choose. Refer to the breakdown below for the deposit amounts:

Smartphone Model Deposit Amount (Kshs.)
Neon Smarta 500
Neon Ray Ultra 1,500
Itel A24 2023 500
Itel A60 2,000
Tecno Pop 7 3,000
Nokia C31 5,000

Step 5: Setup and Payment

Once you've secured your phone with the deposit, the shop's staff will help you set up your device and guide you through the payment process. You can choose between daily or weekly payment options, allowing you to select an amount that suits your budget.

Step 6: Enjoy the Benefits

Throughout the repayment period, you'll enjoy additional perks, such as free data and minutes, depending on your chosen phone model. Additionally, you'll receive 1 GB of free data, valid for 30 days, on the day of your purchase.

Phones Available on Safaricom Lipa Mdogo Mdogo

As of 2023, Safaricom offers a selection of smartphones under the Lipa Mdogo Mdogo program. While the list is expected to expand in the future, here are the smartphones available:

Smartphone Model Daily Repayment (Kshs.) Weekly Repayment (Kshs.) Daily Resources
Neon Smarta 50 350 100 MB + 5 minutes
Neon Ray Ultra 50 350 120 MB + 5 minutes
Itel A24 2023 50 350 100 MB + 5 minutes
Itel A60 100 700 120 MB + 5 minutes
Tecno Pop 7 100 700 200 MB + 5 minutes
Nokia C31 100 700 200 MB + 5 minutes

It's important to note that all phones available under this program are priced above Ksh 10,000.

Eligibility for Safaricom Lipa Mdogo Mdogo

To determine if you qualify for Safaricom Lipa Mdogo Mdogo, dial *544# or 5445# and check your eligibility status. To be eligible, you must meet the following criteria:

  • Any credit reference bureau (CRB) should not block your account.
  • You must not have any pending loans with Okoa Jahazi or Okoa data.
  • It would help if you were between 18 and 75 years old.
  • You must have been a Safaricom customer for over a year.

How to Obtain a Lipa Mdogo Mdogo Phone

Once you're eligible, you can acquire a Lipa Mdogo Mdogo phone by following these steps:

  1. Visit any Safaricom shop or participating dealer.
  2. Present the voucher reference number for the handset deposit.
  3. Provide your ID card for identification.

How to Make Repayments

Repaying your Lipa Mdogo Mdogo phone is a hassle-free process. You can make payments by dialing *544# or 5445# and selecting your preferred repayment frequency: daily, weekly, monthly, or part payment. It's important to note that costs less than the daily repayment amount will be allocated to the device loan amount, and no bundle will be given. Safaricom will also send daily reminders about your loan balances via SMS at 8:00 a.m., 12:00 noon, and 5:00 p.m.

READ ALSO: List of all Safaricom Shops in Kenya and their Locations In every County

Final Thoughts

Safaricom Lipa Mdogo Mdogo is a game-changer in the world of smartphone affordability. With flexible payment options and a variety of 4G smartphones, it's easier than ever to stay connected and enjoy the benefits of the internet. Following the eligibility criteria and making timely payments, you can own a high-quality smartphone without breaking the bank. If you've been dreaming of upgrading your phone, Safaricom Lipa Mdogo Mdogo is the perfect solution.

Frequently Asked Questions (FAQs)

Can I qualify for Safaricom Lipa Mdogo Mdogo if my account is blocklisted by a credit reference bureau (CRB)? 

No, individuals with a blocklisted account by a CRB do not qualify for the program.

What is the age requirement to participate in Safaricom Lipa Mdogo Mdogo? 

To be eligible, you must be between 18 and 75 years old.

Can I choose my repayment frequency for Safaricom Lipa Mdogo Mdogo?

 You can choose daily, weekly, monthly, or part payment options.

What happens if I miss a payment?

 If you miss a payment, you have a 3-day window to catch up before the device is locked. Additionally, you will receive free data and minutes during the repayment period.

Are there any additional benefits to using Safaricom Lipa Mdogo Mdogo?

 Yes, after making seven consecutive repayments, you will receive a free 50MB bundle.

Can I purchase Safaricom Lipa Mdogo Mdogo phones from Jumia?

 No, the program is exclusive to Safaricom retail shops and participating dealers.

Is Lipa Mdogo Mdogo worth it?

Lipa Mdogo Mdogo offers a convenient way to own a smartphone without a large upfront payment. It provides flexibility in payment options and benefits such as free data and minutes. However, it's essential to consider the phone's total cost, as it may be higher than market prices.

Can I pay the Lipa Mdogo Mdogo loan with Fuliza?

You must use something other than Fuliza to pay the Lipa Mdogo Mdogo loan. You must receive or deposit the money into your M-Pesa account to make payments.

What phones are available on Safaricom Lipa Mdogo Mdogo?

As of September 2023, Safaricom offers a range of smartphones, including the Neon Smarta, Neon Ray Ultra, Itel A24 2023, Itel A60, Tecno Pop 7, and Nokia C31. Each phone has its deposit and repayment options.

Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.