UNAITAS Sacco Branches In Kenya, Locations and Services (2024 Update)

Welcome to our comprehensive guide on Unaitas Sacco, a cornerstone in Kenya's financial landscape. In this article, we dive into the world of Unaitas Sacco, exploring its extensive network of branches across Kenya and the plethora of services it offers. Whether you're considering joining a Sacco for the first time or you're already a member seeking more information, this article has got you covered.

Unaitas Sacco is not just another financial institution; it's a beacon of hope and opportunity for many Kenyans. From offering affordable credit solutions to providing a range of financial services including savings accounts, mobile banking, and insurance products, Unaitas Sacco stands as a testament to financial empowerment and inclusivity. We'll walk you through each of its branches, highlighting their locations and what they uniquely offer. So, buckle up as we embark on this journey to understand why Unaitas Sacco could be your next financial partner.

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Unaitas Sacco - An Overview

Unaitas Sacco, founded in 1993, has evolved into one of Kenya's largest and most successful Savings and Credit Cooperative Societies (Saccos). Its journey from a humble beginning to a robust financial institution is an inspiring story of growth and resilience.

History and Growth of Unaitas Sacco

Unaitas started over two decades ago, driven by the vision of offering accessible financial solutions to Kenyans. It has since grown, gaining a strong presence and reputation for excellence in financial services. This growth reflects its commitment to empowering its members economically and socially.

Why Choose Unaitas Sacco?

Access to Affordable Credit

One of the primary reasons many opt for Unaitas Sacco is its provision of affordable credit. These loans are tailored to help with various needs, whether it's starting a business, buying a home, or investing in education.

Competitive Interest Rates on Loans

Unaitas Sacco offers loans at competitive interest rates, making it an attractive option for those seeking financial aid without the burden of high costs.

Range of Financial Services

Besides loans, Unaitas Sacco provides a suite of other financial services:

• Savings Accounts: Encouraging the habit of saving among its members with attractive interest rates.
• Mobile Banking: Easy and convenient banking solutions at your fingertips.
• Insurance Products: A variety of insurance options to secure your and your family's future.

Education and Training

Unaitas Sacco is not just about financial transactions; it's also about building its members' capacity. It offers numerous programs aimed at enhancing financial literacy and management skills. This educational aspect sets Unaitas apart, showcasing its dedication to member growth and empowerment.

Unaitas Sacco’s Contribution to Kenya's Economy

Unaitas Sacco plays a significant role in Kenya's economy. It's a vital tool for many, especially small business owners and individuals, aiding in their financial journey. By providing accessible financial services, Unaitas Sacco helps in fostering economic growth and stability, contributing significantly to the country's overall economic development.

Unaitas Sacco Branches in Kenya

Unaitas Sacco boasts a vast network of branches spread across Kenya, each providing a gateway to financial empowerment for its members. Let's explore some of these branches, their locations, and what makes them stand out.

CARDINAL OTUNGA BRANCH

• Cardinal Otunga Plaza
• Next to Holy Family Basilica,
• Kaunda Street, Nairobi
• P.O. Box 38721-00100 Nairob, Kenya
• Telephone: +254771198565
• Email: cardinal@unaitas.com

KAWANGWARE BRANCH

• Muhu Holdings house
• Along Naivasha Road
• P.O Box 38721-00100 Nairobi Kenya
• Telephone: +254 705 482 161
• Email: kawangware@unaitas.com

THIKA BRANCH

• Kwame Nkrumah Road
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 711 302 967,
• Email: thika@unaitas.com

KASARANI BRANCH

• Kasarani Mwiki Rd 300 Metres
• Off Thika Super Highway
• P.O. Box 905 00300 Nairobi,
• Tel: 0700 324 901
• Email: kasarani@unaitas.com

TEMPLE ROAD BRANCH

• Gatkim Plaza, Temple Road, Nairobi.
• P.O. Box 905 00300, Nairobi.
• Tel: +254 743 813 925
• Email: templeroad@unaitas.com

KANGARI BRANCH

• Unaitas Building, Kangari.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 786 973 654,
• Email: kangari@unaitas.com

GATURA BRANCH

• Unaitas Building, Gatura.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 728 758 336,
• Email: gatura@unaitas.com

KIRIA-INI BRANCH

• Kiria-ini – Murang’a Road.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 714 726 079,
• Email: kiriaini@unaitas.com

KANGEMA BRANCH

• Kangema.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 715 637 007,
• Email: kangema@unaitas.com

NAKURU PIONEER

• Located at Pioneer Building Nakuru Town
• Along Mburu Gichia Rd. Opp Jamia Mosque
• P.O. Box 4670 NAKURU
• Tel: 0703627446
• Email: nakuru.pioneer@unaitas.com

NAIVASHA BRANCH

• Penibrah House
• Moi Avenue, Naivasha Town
• Telephone: +254 719 378 288
• Email: naivasha@unaitas.com

JUJA BRANCH

• Opp JKUAT University Main Gate, Juja.
• P.O. Box 1145 10200, Murang’a.
• Telephone: +254700776477
• Email: juja@unaitas.com

MLOLONGO BRANCH

• Along Old Mombasa Rd
• Next to Impala Building
• P.O. Box 905 00300, Nairobi.
• Tel: 0721442408
• Email: mlolongo@unaitas.com

OTHAYA MARKETING OFFICE

• Along Biashara street,
• Next to Merks Distributors/ opposite Jumbo agrovet
• P.O. Box 1145 10200, Murang’a.
• Tel: 0110 569 516

JUJA FARM MARKETING OFFICE

• Juja Farm Shopping Centre
• P.O. Box 1145 10200, Murang’a.
• Tel: 0700 776 477

ONGATA RONGAI

• Inside the Rongai Business Hub
• Behind TUSKYS SUPERMARKET
• P.O. Box 905 00300 Nairobi
• Tel:  +254 720 265 686 / +254 750 564 764
• Email: ongatarongai@unaitas.com

MURANGA BRANCH

• Unaitas Building, Murang’a.
• P.O. Box 1145 10200, Murang’a.
• Tel: 0797800856 / 0720262013,
• Email: muranga@unaitas.com

KANYENYA-INI BRANCH

• Unaitas Building, Kanyenya-ini.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 703 980 366,
• Email: kanyenyaini@unaitas.com

GATUNDU BRANCH

• Gatundu House
• Opposite Gatundu Modern Market
• P.O. Box 38721 – 00100 Nairobi, Kenya
• Telephone: +254 703 844 266
• Email: gatundu@unaitas.com

KAHATIA BRANCH

• Unaitas Building, Kahatia.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 720 256 225,
• Email: kahatia@unaitas.com

MUNUNGA BRANCH

• Mununga.
• P.O. Box 10200 1145, Murang’a.
• Tel: +254 708 210 946,
• Email: mununga@unaitas.com

GITHUMU BRANCH

• Unaitas Building, Murang’a.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 110 599 131,
• Email: githumu@unaitas.com

EMBU BRANCH

• Highway court Hotel Building.
• Tel: +254 716 702 874,
• Email: embu@unaitas.com

MERU BRANCH

• Union Plaza, Meru Makutano Road.
• Tel: +254 758 819 686,
• Email: meru@unaitas.com

KISII BRANCH

• Lengetia Place,
• Ground floor Opposite Quick mart Echiro.
• Tel: +254 706 000 894,
• Email: kisii@unaitas.com

KISUMU BRANCH

• Unaitas Plaza, Opposite Kibuye Market.
• Tel: +254 778 328 691,
• Email: kisumu@unaitas.com

ELDORET BRANCH

• Standard Chartered Building.
• Tel: +254 776 713 004,
• Email: eldoret@unaitas.com

GIKOMBA BRANCH

• Hawaki Building Next to COTU Headquarters, Digo Road,
• P.O Box 38721- 00100 Nairobi.
• Tel: 0793-288-138
• E-mail: gikomba@unaitas.com

KONGOWEA BRANCH

• Opposite Kengeleni Business Park
• Off Links Road/Fidel Odinga Road,Nyali.
• Tel: 0110 093 196 | 0110 093 197
• E-mail: kongowea@unaitas.com

GITHURAI BRANCH

• Githurai 44, Ngumba Road,
• Near Kahawa West Stage.
• Tel: +254 113 857 971
• E-mail: githuraibranch@unaitas.com

MAAI MAHIU MARKETING OFFICE

• ZZ Building
• Near Total Petrol Station.
• P.O. Box 1145 10200, Murang’a.
• Tel: +254 797 283 777

These branches underscore Unaitas Sacco's commitment to accessibility. No matter where members are located in Kenya, they can easily find a branch or access services through mobile banking.

Services Offered by Unaitas Sacco

Unaitas Sacco stands out not just for its extensive branch network, but also for the wide array of services it offers to meet diverse financial needs. Let's delve into these services and understand how they benefit members.

Loan Services

Loans are a pivotal service at Unaitas Sacco, designed to cater to both short-term and long-term financial needs:

• Short-term Loans: The Mo-Cash service allows members to access up to Ksh.10,000 for emergencies, with convenient repayment terms.
• Long-term Loans: For more significant needs, Unaitas offers development loans with a repayment period of up to three years at competitive interest rates of 1-1.5%​​.

Savings Accounts

Unaitas Sacco encourages saving habits through various account options:

• Jipange Savings Account: A general savings account offering competitive interest rates and up to three withdrawals per year.
• Specialized Savings Products: These include Chamas and junior savings accounts, designed for specific groups and needs​​.

Insurance Products

Insurance is another crucial service provided by Unaitas Sacco:

• Comprehensive Coverage: From motor and homeowner insurance to medical and personal accident coverage, Unaitas offers a wide range of insurance options, catering to different member needs​​.

Mobile Banking and Digital Services

In an era where digital convenience is key, Unaitas Sacco offers robust mobile banking services:

• Unaitas Mobile Banking: Members can make withdrawals, transfers, and utility bill payments through a simple USSD code, *493#.
• Mo-Cash Service: This feature allows members to access loans up to Ksh.10,000, which can be repaid within a month​​.

Dividends and Shares

Unaitas Sacco also rewards its members through dividends and shares:

• Generous Dividends: In 2020, for instance, Unaitas paid out Ksh.500 million in dividends to its members, reflecting the Sacco's financial health and commitment to member benefits​​.

Additional Banking Services

Unaitas offers other banking services, enhancing its portfolio:

• MoneyGram and Diaspora Swift Payment Services: These services facilitate international transactions, adding a global dimension to the Sacco's offerings​​.

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Conclusion

In summary, Unaitas Sacco is more than just a financial institution; it's a vital part of Kenya's economic fabric, empowering individuals and communities through its extensive branch network and diverse financial services. From accessible loans and savings accounts to innovative insurance products and mobile banking solutions, Unaitas Sacco caters to a wide range of financial needs, demonstrating a deep commitment to its members' growth and well-being. Whether you're in Nairobi or a remote part of Kenya, Unaitas Sacco stands as a reliable partner in your financial journey, embodying the true spirit of cooperative success and community development.