Watu Credit Loans: Motorbike Financing,How To Apply, Branches And Locations In Kenya

Are you in the market for a new or used motorbike in Kenya? Look no further than Watu Credit, a reliable and convenient platform for purchasing and financing your dream ride. Not only do they offer a wide selection of motorbikes at competitive prices, but they also provide employment opportunities through their branches across the country.

Dec 21, 2022 - 15:04
Jun 23, 2023 - 14:51
Watu Credit Loans: Motorbike Financing,How To Apply, Branches And Locations In Kenya
Watu Credit: A Comprehensive Guide to Motorbike Financing and More

Watu Credit is committed to making your dream of owning a motorbike a reality. Offering both new and used motorbike financing, Watu Credit simplifies your financial burden by facilitating monthly payment plans. They also extend competitive interest rates and flexible repayment terms, making it a preferred choice for many Kenyans.

When it comes to choices, Watu Credit doesn't disappoint. The company provides various motorbikes at various prices, catering to diverse customer needs. Whether you desire a budget-friendly or luxury model, Watu Credit has got you covered. And thanks to their extensive network of dealerships across Kenya, finding your dream bike is now as easy as a breeze.

Alongside motorbike financing, Watu Credit provides other financial services like paybill services and salary advances. The paybill service enables customers to conveniently manage their finances by making payments and transferring money using mobile phones. Watu Credit's Paybill Number is 650880.

Watu Credit Branches

To better serve its customers, Watu Credit has established branches throughout Kenya. You can visit any branch to apply for financing, make payments, or even address your queries. They have branches located in various towns, including:

  1. Nairobi
  2. Mombasa
  3. Kisumu
  4. Eldoret
  5. Kisii
  6. Kericho
  7. Meru
  8. Bomet
  9. Bungoma
  10. Kitale
  11. Malindi
  12. Nakuru

How to Apply for Watu Credit Motorbike Loans

Watu Credit has simplified the process of applying for motorbike loans. Here's a quick guide on how to get started:

Steps to Apply 

  • Fill out an application form: You can do this online or by visiting the nearest Watu Credit branch.
  • Submit the required documents: Identification, proof of income, guarantors, and other relevant documents.
  • Await Approval: After you've submitted your application, Watu Credit will review it and notify you of their decision.
  • Receive your funds: If your loan is approved, Watu Credit will release the funds to your account or the motorbike seller.

Loan Repayment Options

Watu Credit provides flexible repayment options for their motorbike loans:

  • Monthly Installments
  • Direct Debit
  • Mobile Money
  • Cheque

If you prefer to repay through mobile money, you can utilize the Watu Credit Paybill number 650880.

Watu Credit Contacts

You can get in touch with Watu Credit's customer care via the following numbers:

  • 0790 000 999
  • 0709 739000
  • 0719 111 000 (For Emergencies)

Alternatively, you can also reach them via email at [email protected].

READ ALSO: How Much Do M-Pesa Agents Earn Per Month?


Owning a motorbike in Kenya is now easier than ever, thanks to Watu Credit's motorbike financing. The company's commitment to providing flexible repayment plans, competitive interest rates, and a wide range of motorbikes ensures that your dream of owning a motorbike can become a reality. So, don't wait! Contact Watu Credit today and start your journey towards motorbike ownership.

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Joseph Richard Joseph is a graduate of Mathematics and Computer Science (Applied Option). With expertise in Technology and Finance, he brings his knowledge to the field, demonstrating an authoritative understanding of these interrelated areas. Joseph is pursuing a Master's in Software Engineering, further expanding his skill set.